A House is Not a Home

A woman recently asked me what she could do to reduce her expenses because her mortgage payment consumed most of her income every month and she wanted to retire soon. I suggested she consider downsizing into a smaller home or rent an apartment so she could afford to retire.    Read More in Cents Magazine

Tightening The Purse Strings

As we look back at 2009 and the financial uncertainty that it brought to our households, making plans for the future can seem daunting.  I believe eventually we will view the first decade of the 21st century as the period where Americans learned long lasting lessons about their personal finances. Those values that our parents [...]

A Wealthy System

Ed McMahon, Debbie Reynolds andMichael Jackson were hugely successful entertainers and yet they all experienced financial distress. So the question is: Does fame really equal fortune? Considering the popularity of reality shows like American Idol and America’s Got Talent, it’s clear that many people believe that fame is the path to riches. What I know to be true based of my years of hosting a [...]

Visionary Gifts

But what if you had the ability to create the perfect role for yourself and make the coming years bright and prosperous?

Got Wealth?

“To be wealthy, you have to think wealthy. Leveraging your home equity wisely can help you to achieve that wealth.”

Daughter Knows Best

“Your child is not too young to learn wealth building habits. Indeed, they are already learning…from you! Are you teaching these wealthy lifestyle tips to your children so they can secure a bright financial future?”

What’s Your FICO?

If you thought the only reason you need to have a good credit score is to qualify for a mortgage then think again. Many institutions are increasingly using credit scores to determine whether you would make a good employee or a safe driver. Financial institutions, insurance companies, and employers all use credit scores as a method to determine your risk profile.

The Gift That Keeps on Giving

On the road to wealth. Here are a few ideas you can use to give your child a gift that may provide returns for years to come.

Show Me the Money

When Deborah Owens talks about building financial security and wealth, she makes it sound easy, like something anyone can do. According to Owens, it is. And it’s her goal to help people from all walks of life become more comfortable with pursuing personal financial freedom.

Money Talks: Forgive Us Our Debts

You can thank your lucky stars for the Mortgage Relief Debt Act of 2007. This act allows individuals to exclude any discharges of indebtedness from a principal residence.

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