Globe and Mail:Retirement-Time is Money

There are times in a woman’s life when retirement may seem like a far-off fantasy.

For Deborah Owens, that time came when she left a high-paying corporate job to gain some flexibility when her children were young.

“It was a lifestyle issue. So as a result of that, I didn’t have this big pension plan being funded. I didn’t have a retirement plan being funded. I had to do that on my own,” says the Baltimore-based author of A Purse of Your Own: An Easy Guide to Financial Security.